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Office

Royal Neighbors of America

This company offers simplified Issue products.

Company Overview

Rating

A-

Issue Ages

50-75

Face Amounts

$7,000-$30,000

Application Submissions

Paper, voice, & electronic options

E & O

Not Required

Business Plan

Products

01

Final Expense

Firstly, the Final Expense Product facilitates instant underwriting decisions during the sales process. Additionally, RNA provides Phone-Based Sales for enhanced accessibility. They offer Highly Competitive Fully Underwritten Products, which encompass a comprehensive range including annuities. Documentation is made convenient with access to Application Questions and Paperless Worksheet. Incentives are available, allowing clients to earn eligibility for an Annual Incentive Trip. Furthermore, our Billing Efficiency is optimized through True Social Security Billing, simplifying premium payments. Our Simplified Issue Whole Life (SIWL) coverage caters to individuals aged 50-80, ranging from $7,000 to $30,000, without Height & Weight Limits, ensuring inclusivity. Our Prescription Process is streamlined with a Short Rx Prescription List. Moreover, the Commission Structure offers Advanced Commissions Paid Daily, with advances disbursed upon issue. We consider Diabetic Consideration for insulin-dependent and diabetic individuals diagnosed after age 30. Lastly, our Efficient Underwriting guarantees immediate decisions at the point of sale interview for a streamlined process.

02

Jet Series and Annuities

Jet Whole Life: Jet Whole Life insurance is a type of coverage that lasts for the entire life of the insured individual. It often comes with cash value accumulation over time, adding to its value as an investment option.

Jet Term Life: Jet Term Life insurance offers coverage for a specific term, making it more affordable than whole life insurance options. It provides financial protection for a set period, ensuring peace of mind during critical times.

Choice Series Multi-year Guarantee Annuities: The Choice Series offers various annuity options, including Single Premium Deferred Annuities (SPDA) and Flexible Premium Deferred Annuities (FPDA). SPDAs require a one-time premium payment and guarantee a fixed interest rate over a specified period. FPDA, on the other hand, allows for multiple premium payments with the same guarantee. These annuities provide stability with a fixed interest rate for a predetermined number of years.

Single Premium Immediate Annuity: Single Premium Immediate Annuities offer an immediate stream of income in exchange for a lump sum payment. They are suitable for individuals seeking regular income payments shortly after making a lump sum investment, providing financial security and stability.

Upscale Waiting Room

Interested in Royal Neighbors of America? Get contracted today. 

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