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Allows you to give 1st day coverage to clients with some serious health conditions. Insulin dependent friendly. No phone interview at point of sale and no height and weight requirements. Transamerica Premier offers Legacy Safeguard University, an extensive online training module for agents which includes videos and comprehensive guides on selling final expense. Lowest priced lead mailer cost out there.


  • Rated A+ by A.M. Best.

  • Annual Incentive Trip (pdf)​

  • Commissions Paid Daily


  • Issue ages 0-85 with the same commission for all ages.

  • Coverage amounts from $1,000 - $50,000 depending on the age of the insured.

  • No height and weight restrictions for ages 45-85.

  • No point of sale phone interview.

  • Sample Application. (pdf)

  • Immediate full death benefits for several major health conditions.

  • Simplified Issue Underwriting.

  • Offers a Guaranteed Issue Grandchild & Child Term Rider with absolutely no health questions.

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