Company Overview
Rating
A+
Issue Ages
0-85
Face Amounts
$1,000-$50,000
Application Submissions
Paper & Electronic
E & O
Not Required
Products
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01
Highlights
Annually, agents are rewarded with an Incentive Trip, fostering motivation and recognition. Commissions are paid daily, ensuring agents' financial needs are met promptly. Clients with serious health conditions can access 1st Day Coverage, providing immediate protection. We welcome individuals dependent on insulin, ensuring our services are accessible and accommodating. Our streamlined process requires no phone interview at the point of sale, expediting coverage approval. With no height and weight requirements, our services offer flexibility for all clients. Agents benefit from Legacy Safeguard University, providing extensive online training resources. Moreover, we offer the Lowest Priced Lead Mailer Cost, facilitating efficient outreach and client acquisition.
02
Death Benefit & Riders
Our product accommodates individuals aged 0 to 85, ensuring uniform commissions across all age ranges. The death benefit varies, ranging from a minimum of $1,000 to maximums dependent on age brackets: up to $50,000 for ages 0-55, up to $40,000 for ages 56-65, up to $30,000 for ages 66-75, and up to $25,000 for ages 76-85. Additionally, clients can opt for various riders including the Accelerated Death Benefit with Nursing Home Benefit, Accidental Death Benefit, and Grandchild or Child Term Rider, enhancing the flexibility and coverage options of our product.
03
Coverage Options
The application process offers flexibility and convenience to clients. The IGO App/Electronic Application is accessible in all states except New York, featuring 24/7 Immediate Underwriting Decision, ensuring swift coverage approval. For those preferring traditional methods, Paper Applications are also available, eliminating the need for phone interviews. Immediate Full Benefits are provided for specific health conditions, prioritizing clients' immediate coverage needs. Additionally, the Family Term Rider allows for the inclusion of up to nine children or grandchildren without health questions, offering comprehensive family coverage options.
