
Introducing a whole life insurance product that covers final expenses and more from United of Omaha Life Insurance Company (United of Omaha), a Mutual of Omaha Company.
​
PRODUCT FEATURES
-
Sample Application (pdf)
-
Simplified underwriting.
-
No point-of-sale phone interview.
-
No medical exam.
-
Premiums never increase and benefits never decrease.
-
Coverage can never be canceled as long as premiums are paid.​
-
Competitive Commissions and Premium Rates.
-
Level Renewal Commissions Years 2-10 and Lifetime Renewals Years 11+.
-
Level Pay and Graded Benefit Plans available.
Level Benefit Plan:
​
-
Death Benefit: 100%
-
Issue Ages: 45-85
-
Face Amount: $2,000 - $40,000
-
Underwriting Classes: Standard Tobacco/Non-tobacco
-
Underwriting Requirements: MIB, Pharmaceutical Check, and Random Phone Interviews.
-
Accelerated Death Benefit for Terminal Illness or Nursing Home Confinement Rider included in the policy at no additional cost.
-
Optional: Accidental Death Benefit Rider
Graded Benefit Plan
​
-
Issue Ages: 45-80
-
Face Amount: $2,000 - $20,000
-
Underwriting Class: Standard (no tobacco distinction)
-
Underwriting Requirement: MIB, Pharmaceutical Check, and Random Phone Interviews.
