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Introducing a whole life insurance product that covers final expenses and more from United of Omaha Life Insurance Company (United of Omaha), a Mutual of Omaha Company.


  • Sample Application (pdf)

  • Simplified underwriting.

  • No point-of-sale phone interview.

  • No medical exam.

  • Premiums never increase and benefits never decrease.

  • Coverage can never be canceled as long as premiums are paid.​

  • Competitive Commissions and Premium Rates.

  • Level Renewal Commissions Years 2-10 and Lifetime Renewals Years 11+.

  • Level Pay and Graded Benefit Plans available.


Level Benefit Plan:

  • Death Benefit: 100%

  • Issue Ages: 45-85

  • Face Amount: $2,000 - $40,000

  • Underwriting Classes: Standard Tobacco/Non-tobacco

  • Underwriting Requirements: MIB, Pharmaceutical Check, and Random Phone Interviews.

  • Accelerated Death Benefit for Terminal Illness or Nursing Home Confinement Rider included in the policy at no additional cost.

  • Optional: Accidental Death Benefit Rider


Graded Benefit Plan

  • Issue Ages: 45-80

  • Face Amount: $2,000 - $20,000

  • Underwriting Class: Standard (no tobacco distinction)

  • Underwriting Requirement: MIB, Pharmaceutical Check, and Random Phone Interviews.

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